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Customary Closing Costs for Alameda County and Contra Costa County for buyers and sellers.
Buyer will Typically pay these closing costs.
* Escrow fee (ask Title Co for quote).
* Owner's Insurance Premiums CLTA (Title Company will quote). * Lender's Title Policy Premiums ALTA (Title Company will quote). * Document Preparation (ask Title Company for quote). * Notary Fees (Often $10.00 per signature). * Termite Inspection $200-$300 . Fire place, Sewer, Engineer * Homeowners Homeowners Transfer Fee (if any). * Property Taxes are pro-rated (from date of acquisition). * Recording Charges for all documents in Buyer's names. est $175.00 * Fire Insurance Premium for first year. * Home Warranty (according to contract). $ 240 condo - $400 * Inspection fees; roofing $125, property inspection $400. geological $130. * 50% of City Transfer Tax if any would be according to the contract. * All new loan changes each bank varries check with your loan agent. * Interest on new loan from date of funding to first payment date. * Transactional coordinator / Administration fee. Typically Sellers will pay these closing costs. * The Real estate commission. * Document preparation fee for deed. (Ask Title Co. for quote). * Notary fees (Often $10.00 per signature). * Termite work (if spelled out in purchase contract). * Home warranty (spelled out in purchase contract). * Any judgments, tax liens, etc. against the property. * Any unpaid homeowners dues. * Any bonds or assessments (spelled out in purchase contract). * Any and all delinquent property taxes. * Documentary Transfer tax ($1.10 per $1,000 of sales price) * Any loan fees required by buyer's lender. * 50% if city transfer/conveyance tax according to contract. * Recording charges to clear all liens etc. of record against seller. * Tax pro-rations of property taxes unpaid at the time of close. * Payoff all loans against the property and interest accrued, statement fees re conveyance fees and any prepayment penalties which is likely to be 80% of 6 months interest. * Transactional coordinator / Administration fee. |
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