Customary Closing Costs for  Alameda County and Contra Costa County for buyers and sellers.
Buyer will Typically pay these closing costs.

*  Escrow fee (ask Title Co for quote).
*  Owner's Insurance Premiums CLTA (Title Company will quote).
*  Lender's Title Policy Premiums ALTA (Title Company will  quote).
*  Document Preparation (ask Title Company for quote).
*  Notary Fees (Often $10.00 per signature).
*  Termite Inspection $200-$300 .  Fire place, Sewer, Engineer
*   Homeowners Homeowners Transfer Fee (if any).
*  Property Taxes are pro-rated (from date of acquisition).
*  Recording Charges for all documents in Buyer's names. est $175.00
*  Fire Insurance Premium for first year.
*  Home Warranty (according to contract). $ 240 condo - $400
*  Inspection fees; roofing $125, property inspection $400. geological $130.
*  50% of City Transfer Tax  if any would be according to the contract.
*  All new loan changes each bank varries check with your loan agent.
*  Interest on new loan from date of funding to first payment date.
*  Transactional coordinator / Administration fee.

Typically Sellers will pay these closing costs.

*  The Real estate commission.
*  Document preparation fee for deed. (Ask Title Co. for quote).
*  Notary fees (Often $10.00 per signature).
*  Termite work (if spelled out in purchase contract).
*  Home warranty (spelled out in purchase contract).
*  Any judgments, tax liens, etc. against the property.
*  Any unpaid homeowners dues.
*  Any bonds or assessments (spelled out in purchase contract).
*  Any and all delinquent property taxes.
*  Documentary Transfer tax ($1.10 per $1,000 of sales price)
*  Any loan fees required by buyer's lender.
*  50% if city transfer/conveyance tax according to contract.
*  Recording charges to clear all liens etc. of record against seller.
*  Tax pro-rations of property taxes unpaid at the time of close.
*  Payoff all loans against the property and interest accrued, statement fees
    re conveyance fees and any prepayment penalties which is likely to be
    80% of 6 months interest.
*  Transactional coordinator / Administration fee.
 



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