Photos of Bay Area homes Scott sold in San Leandro  or Hayward,  Oakland, San Lorenzo and Fremont.  For free home values go to this link.

Are home values rising or dropping? What is the trend and how can you predict if it will be a buyers or sellers market.  If your a numbers kind of person review sales statics for Castro Valley, Dublin, Fremont, Hayward, Livermore, Newark , Pleasanton, San Leandro, San Lorenzo, Union City in Alameda County by city.  
  Feb 2007 at this link                                                                       
   Jan 2007 at this link                         September 2006 at this link  
  July 2006 at this link.                               Feb 2006 at this link  
July 2005 at this link                                 Feb 2005 at this link  

I have some tips if you are thinking about Buying or Selling townhomes, condominums, mobile or modular home.

Press reliece:  October 2006 Scott Harrison lands interview with Willie Monroe Bureau Chief for the ABC7 Oakland Bureau aired on the 6 O'clock news on a segment concerning  "How is the Bay area Housing market doing?".

News: "Rankings spotlight classroom struggle 21% of state schools achieve
coveted 800 score on pivotal Academic Performance" Index  "
Quotes Scott Harrison relating to school scores & homes prices"
Nanette Asimov, Chronicle Staff Writer
Wednesday, March 16, 2005  Details at this link



News: "California wants new houses, bubble or not"
By Mark Sappenfield | Staff writer of The Christian Science Monitor
from the March 10, 2005 edition   Quotes Scott Harrison on
"What is driving the Hot real estate market"  details at this link






Why it is a good time to buy while prices dropping?  5/15/06

Should you hold off and buy later when prices are lower or not? 
Lets make some assumptions about the market taking a correction.  I feel that if it does go into a down trend it may be like just after the Loma Pretta earthquake when it dropped 3% per year for six years (about an 18% Adjustment).  I also feel that it is likely that the Federal Reserve will raise the federal funds rate  1% (more is possible too) over the next 12 months. So lets say we finance 100% of $516,960 at 6% on a conventional 30 year loan to look at our Payment VS waiting a year factor in the drop in price and increase in interest rates to see what would be best.

Buy Today                                           Buy 1 year from now 3% drop
Borrowed amount  $516,960                   Borrowed amount      $501,451

6%  Monthly Payment    $3100                  7%  Monthly Payment   $3,336

Monthly Property Tax    $538                    Monthly Property Tax     $522

Insurance                      $100                    Insurance                      $100

Total                             $3738                Total                             $3958

Cost of waiting in the above scenario will be $220 monthly not including not having the interest deduction write off on your income taxes.  To see some raw monthly data on home prices look to the top of the page.